Calculate your affordability instantly based on your income and expenses — no registration needed.
Three quick steps to understand exactly where you stand before speaking to a bank.
Input your monthly gross income — the amount before tax and deductions. This is the foundation of your affordability calculation.
Add up your regular monthly commitments — food, transport, insurance, existing debt. The more accurate, the better your estimate.
Instantly see your estimated maximum home loan amount and what your monthly bond repayment would look like.
| Monthly Salary | Max Repayment (30%) | Est. Loan (20yr @ 11.75%) |
|---|---|---|
| R 15 000 | R 4 500 | R 418 000 |
| R 20 000 | R 6 000 | R 557 000 |
| R 30 000 | R 9 000 | R 836 000 |
| R 40 000 | R 12 000 | R 1 114 000 |
| R 55 000 | R 16 500 | R 1 532 000 |
| R 75 000 | R 22 500 | R 2 089 000 |
* Estimates based on 30% of gross income, 20-year term, 11.75% interest rate. Actual bank approval criteria may vary.
Already know the property price? Calculate exactly what your monthly repayment will be.
Let one of our qualified bond originators contact you — free, with no obligation whatsoever.
A qualified bond originator will contact you within 1 business day to discuss your options.